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2014 Lincoln Navigator - car insurance quotes

How much does it cost to insure a  Lincoln Navigator 4dr SUV (5.4L 8cyl 6A) 5.400 cc in 2023?


Lowest Navigator Rates $1728
Average Navigator Rates $2808
Highest Navigator Rates $3888
Please note that these 2014 Lincoln quotations are based on current studies and are indicative only!
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How much does 2014 Lincoln Navigator car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lincoln Navigator (4dr SUV (5.4L 8cyl 6A)) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln Navigator is above $203 a month ($2.430 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln model with 310 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln Navigator if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2014 Lincoln Navigator is $203 a month, which is around $2.430 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 10 years old Lincoln affect rates?

Modern safety features - how does age of your 10 years old Lincoln affect auto insurance rates?
According to the NHTSA and the 2023 IIHS Top safety pick news, the 2014 Lincoln Navigator has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2014 Navigator is a 10 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 10-year Lincoln Navigator. Why? Purchasing a Lincoln Navigator with helpful technology to prevent crashes and theft may reduce your coverage to the price around $2,160 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new Navigator via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.
Your vehicle's performance is another important factor that determines your auto insurance rates. Lincoln Navigator, 4dr SUV (5.4L 8cyl 6A) has engine power of 5400 cc, which means it's a high performance car. The downside is that high-powered vehicles such as 10 years old Lincoln are often considered more dangerous by insurance companies and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
Insurance Company New Vehicles * Used Vehicles *
Allied $1,771 $1,620
GEICO $1,296 $1,123
Nationwide $1,966 $1,469
Progressive $842 $691
State Farm $1,102 $821
Texas Farm Bureau $1,771 $1,382
USAA $1,404 $1,210
* Rough estimate for a new vs 10 years old used Lincoln Navigator, 4dr SUV (5.4L 8cyl 6A). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2014 Lincoln Navigator car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lincoln, Navigator is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 2014) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln Navigator auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2014 Lincoln Navigator in 2023? As you can see below, the lowest rates are around $2160, while the highest ones fluctuate around $4536 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $2,300
American Family  $2,246
Erie $2,244
Progressive $2,644
State Farm $2,912
Auto Owners  $2,588
State Auto  $3,067
Nationwide $2,983
Farmers $2,603
Allstate $3,691
Safe Auto  $3,907
MetLife $4,169
Victoria $4,424
Allied $3,121
Liberty Mutual $3,722
Encompass $4,633
* Just a rough estimate for 2014 Lincoln Navigator, 4dr SUV (5.4L 8cyl 6A)

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Navigator, make Lincoln) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lincoln, Navigator will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2014 Navigator car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2014 Lincoln Navigator auto insurance rates by state!

How much is 2014 Lincoln Navigator car insurance by location - rough estimate for model:  4dr SUV (5.4L 8cyl 6A), 5400 cc, Sport Utility Vehicles
How to calculate premium for Lincoln Navigator (2014) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2014 Navigator (4dr SUV (5.4L 8cyl 6A)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $1,620 $2,268
2 Ohio $1,642 $2,311
3 Idaho $1,685 $2,376
4 Virginia $1,750 $2,484
5 Iowa $1,814 $2,570
6 New Hampshire $1,901 $2,614
7 Wisconsin $1,922 $2,678
8 North Dakota $1,966 $2,830
9 Indiana $2,009 $2,981
10 North Carolina $2,052 $3,089
11 Pennsylvania $2,074 $3,262
12 Utah $2,117 $3,305
13 Maine $2,138 $3,370
14 Massachusetts $2,182 $3,434
15 Alaska $2,203 $3,478
16 Tennessee $2,225 $3,564
17 South Dakota $2,246 $3,758
18 Nebraska $2,268 $3,866
19 Minnesota $2,290 $3,931
20 Illinois $2,290 $3,996
21 Hawaii $2,311 $4,082
22 Alabama $2,333 $4,147
23 Oregon $2,354 $4,212
24 Missouri $2,376 $4,363
25 Washington $2,484 $4,514
26 South Carolina $2,506 $4,622
27 Kansas $2,570 $4,709
28 New Mexico $2,614 $4,817
29 Arizona $2,678 $4,860
30 New York $2,722 $4,882
31 National average $2,808 $4,946
32 New Jersey $2,851 $5,098
33 West Virginia $2,938 $5,141
34 Mississippi $3,002 $5,206
35 Maryland $3,067 $5,270
36 Montana $3,154 $5,378
37 Nevada $3,218 $5,422
38 Arkansas $3,262 $5,508
39 Kentucky $3,283 $5,594
40 Oklahoma $3,391 $5,659
41 Wyoming $3,456 $5,702
42 Colorado $3,542 $5,810
43 Texas $3,607 $5,854
44 Delaware $3,694 $5,940
45 Georgia $3,780 $5,962
46 California $3,866 $6,026
47 DC $3,931 $6,070
48 Connecticut $4,018 $6,134
49 Rhode Island $4,061 $6,156
50 Florida $4,126 $6,286
51 Louisiana $4,212 $6,372
52 Michigan $4,298 $6,480
* Compare 2014 Lincoln Navigator car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2014 Lincoln Navigator (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln Navigator annual insurance cost for a 16 year old is approximately $4968, while the cost of the same coverage for seniors aged 70 - 74 is $2289.6. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lincoln, Navigator have 5400 cc, 310 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $4,752
20 - 24 $4,622
25 - 29 $3,888
30 - 34 $3,348
35 – 39 $2,700
40 – 44 $2,808
45 – 49 $2,570
50 – 54 $2,246
55 – 59 $2,765
60 – 64 $2,311
65 – 69 $2,419
70 – 74 $2,182
75 and more $2,246
* Rough estimate for teens, adults and seniors who are driving Lincoln Navigator (2014)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,836 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lincoln, Navigator good for senior drivers? If you have questions or issues relevant to Lincoln Navigator or another vehicle, please ask in the discussion.
You know you need to insure your 2014 Rear Wheel Drive Lincoln, Navigator, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lincoln Navigator: Exterior Specs, Features & Options

The engine of Lincoln, Navigator (8 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear Wheel Drive. Navigator Sport Utility Vehicles, 5400 CC (liter), 310 ps (98.6% of a brake horsepower) is matched to an 4dr SUV (5.4L 8cyl 6A) for 2014. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, Navigator has horsepower of 310 ps & 5400 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 4dr SUV (5.4L 8cyl 6A) has an engine torque of 365 nm & basic rpm. The power and maximum speed of the Lincoln Navigator vehicle (sorry, we do not know how fast will Lincoln, Navigator accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, Navigator Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2628 kg is the weight of this model), its engine torque and the engine rotation speed.
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Lincoln, Navigator: specifications

Model body: Sport Utility Vehicles
Model doors: 4
Model drive: Rear Wheel Drive
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 5400
Model engine compression: 9.8
Model engine (cyl): 8
Model engine fuel: Flex-Fuel (Unleaded/E85)
Model engine position: Front Mid-engine, Rear Mid-engine, Rear-wheel drive, Four-wheel drive, Mid-engine, Front-wheel drive.
Model engine power (ps/hp): 310
Model engine max power (rpm): Car manufacturers indicate the power of an engine at different rpms.
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 365
Model engine max torque (rpm): Torque (rpm) mean, how fast the Navigator vehicle accelerates, its top speed.
Model engine type: V
Model engine (valves per cyl): 3
Model fuel cap: 106
Model height: Vehicle model height combined with weight and overall performance (310 ps) is another factor which can affect the final price of your coverage.
Model length: 5293
Model Lkm (city): 14
Model Lkm (hwy): 20
Model Lkm (mixed): 16
Model make: Lincoln
Model name: Navigator
Model seats: Number of seats
Model to 100 (Kph): How fast your 2014 Lincoln Navigator accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of Navigator Lincoln 2014, but the engine power is around 5400 cc.
Model Transmission type: Automatic
Model trim: 4dr SUV (5.4L 8cyl 6A)
Model weight: 2628
Model wheelbase: Did you know that having wider tyres fitted on your Lincoln Navigator you can also increase your car insurance premiums?
Model width: A car's width is defined as its widest point without its mirrors. Modern cars are too big for parking spaces. Wider tyres on your 2014 Navigator can also increase your insurance rates!
Model year: 2014
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How does the interior of the new Navigator look like? Read our review of the 2014 Lincoln Navigator interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Navigator 4dr SUV (5.4L 8cyl 6A).

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"Lincoln, Navigator", 4dr SUV (5.4L 8cyl 6A)

Lincoln Navigator

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