How much does 2014 Lincoln
Navigator car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2019? Though Lincoln Navigator, 4dr SUV 4WD (5.4L 8cyl 6A) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln Navigator is above $203 a month
($2.430 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive! Your actual auto insurance costs could be higher or lower, if you vehicle is equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln
model with 310 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln
Navigator if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2014 Lincoln Navigator is $203 a month, which is around $2.430 a year. Get personalised quotes from multiple insurance companies using our FREE service!
How does age of your 5 years old Lincoln affect rates?
According to the NHTSA and the 2019 IIHS Top safety pick news, the 2014 Lincoln
Navigator has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2014 Navigator is a 5 years old vehicle
, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features
not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 5-year Lincoln Navigator
. Why? Purchasing a Lincoln Navigator with helpful technology to prevent crashes and theft may reduce your coverage to the price around $2,160 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new Navigator via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.
Your vehicle's performance is another important factor that determines your auto insurance rates. Lincoln Navigator, 4dr SUV 4WD (5.4L 8cyl 6A) has engine power of 5400 cc, which means it's a high performance car. The downside is that high-powered vehicles such as 5 years old Lincoln are often considered more dangerous by insurance companies and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
|Insurance Company ||New Vehicles * ||Used Vehicles *|
|Allied ||$1,793 ||$1,728|
|GEICO ||$1,318 ||$1,210|
|Nationwide ||$1,922 ||$1,512|
|Progressive ||$799 ||$648|
|State Farm ||$1,080 ||$799|
|Texas Farm Bureau ||$1,793 ||$1,447|
|USAA ||$1,426 ||$1,210|
|* Rough estimate for a new vs 5 years old used Lincoln Navigator, 4dr SUV 4WD (5.4L 8cyl 6A). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!|
Compare 2014 Lincoln Navigator car insurance quotes and find out who has the cheapest rates in 2019!
Finding the most affordable car insurance for your Lincoln, Navigator
is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 2014) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln Navigator
auto insurance quotes in 2019 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2014 Lincoln Navigator in 2019? As you can see below, the lowest rates are around $2160, while the highest ones fluctuate around $4536 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
|Insurance Company ||Annual Rates (Estimate*)|
|American Family ||$2,268|
|State Farm ||$2,938|
|Auto Owners ||$2,592|
|State Auto ||$3,002|
|Safe Auto ||$3,996|
|Liberty Mutual ||$3,780|
|* Just a rough estimate for 2014 Lincoln Navigator, 4dr SUV 4WD (5.4L 8cyl 6A)|
How to reduce your insurance premium costs?
Many people forget that the type of a car you get (model Navigator
, make Lincoln
) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2019, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2018, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves
(at least in 2016 - 2018). A higher deductible for your Lincoln, Navigator will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record
a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
- Don't ignore small regional insurers.
- Review your existing coverage and choose a higher deductible.
- Shopping around is the key to saving money on car insurance.
- Negotiate with an agent or directly with auto insurance company.
- Check for 2014 Navigator car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
- If you don't qualify for these discounts, explore other options available or switch the insurance company.
- Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.
The most and least expensive 2014 Lincoln Navigator auto insurance rates by state!
How to calculate premium for Lincoln Navigator (2014) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most
expensive states for 2014 Navigator (4dr SUV 4WD (5.4L 8cyl 6A)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information
such as your age, credit score, phone number, email or social security number (SSN).
|* Compare 2014 Lincoln Navigator car insurance rates by location and find out who has the best insurance quotes in your area in 2019! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.
Car Insurance for Teens, Young Drivers, Students, Seniors
Is it a good idea for a young driver to drive a car
like 2014 Lincoln Navigator (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln Navigator annual insurance cost for a 16 year old is approximately $4968
, while the cost of the same coverage for seniors aged 70 - 74 is $2289.6
. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount
and usage-based discounts. Also choose a car wisely (Lincoln, Navigator have 5400 cc, 310 ps) and add your teen to your policy. Consider to increase your deductibles
and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
|Your Age||Average Rate (Estimate*)|
|16 - 19 ||$5,400|
|20 - 24 ||$4,838|
|25 - 29 ||$4,104|
|30 - 34 ||$3,780|
|35 – 39 ||$3,348|
|40 – 44 ||$3,024|
|45 – 49 ||$2,786|
|50 – 54 ||$2,678|
|55 – 59 ||$2,592|
|60 – 64 ||$2,527|
|65 – 69 ||$2,376|
|70 – 74 ||$2,290|
|75 and more ||$2,419|
|* Rough estimate for teens, adults and seniors who are driving Lincoln Navigator (2014)|
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course
. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,836 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts
. Is Lincoln, Navigator good for senior drivers? If you have questions or issues relevant to Lincoln Navigator
or another vehicle, please ask in the discussion
You know you need to insure your 2014 Four Wheel Drive Lincoln, Navigator, but do you really know, how much should you pay for your coverage every month or year?
Ask for quotes from multiple companies
Lincoln Navigator: Exterior Specs, Features & Options
The engine of Lincoln, Navigator (8 cyl
) is mated to a Automatic transmission, that in this case, sends power to the Four Wheel Drive. Navigator
Sport Utility Vehicles, 5400 CC (liter), 310 ps (98.6% of a brake horsepower
) is matched to an 4dr SUV 4WD (5.4L 8cyl 6A) for 2014. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, Navigator has horsepower of 310 ps & 5400 cc's = cubic capacity measured in cubic centimeters
) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 4dr SUV 4WD (5.4L 8cyl 6A) has an engine torque of 365 nm & basic rpm
. The power and maximum speed of the Lincoln Navigator
vehicle (sorry, we do not know how fast will Lincoln, Navigator accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, Navigator Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2722 kg is the weight of this model), its engine torque
and the engine rotation speed