2006 Lincoln Navigator - car insurance quotes

How much does it cost to insure a  Lincoln Navigator 5.408 cc in 2023?

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The average insurance rate is at $2,920 per year for  adults, $4,846 for  teens and $2,423 for  senior drivers.

How much does 2006 Lincoln Navigator car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lincoln Navigator (this trim level of the 2006 Navigator) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln Navigator is above $203 a month ($2.434 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln model with 305 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln Navigator if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Lincoln Navigator is $203 a month, which is around $2.434 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Lincoln Navigator is a 18 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Navigator (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Navigator cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Lincoln Navigator, has engine power of 5408 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,795	$1,731
GEICO	$1,320	$1,211
Nationwide	$1,925	$1,514
Progressive	$800	$649
State Farm	$1,082	$800
Texas Farm Bureau	$1,795	$1,449
USAA	$1,428	$1,211
* Rough estimate for a new vs 18 years old used Lincoln Navigator, this trim level of the 2006 Navigator. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Lincoln Navigator car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lincoln, Navigator is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln Navigator auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Lincoln Navigator in 2023? As you can see below, the lowest rates are around $2163.2, while the highest ones fluctuate around $4542.72 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,304
American Family	$2,250
Erie	$2,248
Progressive	$2,648
State Farm	$2,916
Auto Owners	$2,592
State Auto	$3,072
Nationwide	$2,987
Farmers	$2,607
Allstate	$3,697
Safe Auto	$3,913
MetLife	$4,175
Victoria	$4,430
Allied	$3,126
Liberty Mutual	$3,727
Encompass	$4,640
* Just a rough estimate for 2006 Lincoln Navigator, this trim level of the 2006 Navigator

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Navigator, make Lincoln) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lincoln, Navigator will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 Navigator car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Lincoln Navigator auto insurance rates by state!

How to calculate premium for Lincoln Navigator (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 Navigator () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,622	$2,271
2	Ohio	$1,644	$2,315
3	Idaho	$1,687	$2,380
4	Virginia	$1,752	$2,488
5	Iowa	$1,817	$2,574
6	New Hampshire	$1,904	$2,617
7	Wisconsin	$1,925	$2,682
8	North Dakota	$1,969	$2,834
9	Indiana	$2,012	$2,985
10	North Carolina	$2,055	$3,093
11	Pennsylvania	$2,077	$3,266
12	Utah	$2,120	$3,310
13	Maine	$2,142	$3,375
14	Massachusetts	$2,185	$3,439
15	Alaska	$2,206	$3,483
16	Tennessee	$2,228	$3,569
17	South Dakota	$2,250	$3,764
18	Nebraska	$2,271	$3,872
19	Minnesota	$2,293	$3,937
20	Illinois	$2,293	$4,002
21	Hawaii	$2,315	$4,088
22	Alabama	$2,336	$4,153
23	Oregon	$2,358	$4,218
24	Missouri	$2,380	$4,370
25	Washington	$2,488	$4,521
26	South Carolina	$2,509	$4,629
27	Kansas	$2,574	$4,716
28	New Mexico	$2,617	$4,824
29	Arizona	$2,682	$4,867
30	New York	$2,726	$4,889
31	National average	$2,812	$4,954
32	New Jersey	$2,855	$5,105
33	West Virginia	$2,942	$5,148
34	Mississippi	$3,007	$5,213
35	Maryland	$3,072	$5,278
36	Montana	$3,158	$5,386
37	Nevada	$3,223	$5,430
38	Arkansas	$3,266	$5,516
39	Kentucky	$3,288	$5,603
40	Oklahoma	$3,396	$5,668
41	Wyoming	$3,461	$5,711
42	Colorado	$3,548	$5,819
43	Texas	$3,613	$5,862
44	Delaware	$3,699	$5,949
45	Georgia	$3,786	$5,970
46	California	$3,872	$6,035
47	DC	$3,937	$6,079
48	Connecticut	$4,024	$6,143
49	Rhode Island	$4,067	$6,165
50	Florida	$4,132	$6,295
51	Louisiana	$4,218	$6,381
52	Michigan	$4,305	$6,490
* Compare 2006 Lincoln Navigator car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Lincoln Navigator (Automatic transmission, 3750 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln Navigator annual insurance cost for a 16 year old is approximately $4975.36, while the cost of the same coverage for seniors aged 70 - 74 is $2292.992. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lincoln, Navigator have 5408 cc, 305 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,759
20 - 24	$4,629
25 - 29	$3,894
30 - 34	$3,353
35 – 39	$2,704
40 – 44	$2,812
45 – 49	$2,574
50 – 54	$2,250
55 – 59	$2,769
60 – 64	$2,315
65 – 69	$2,423
70 – 74	$2,185
75 and more	$2,250
* Rough estimate for teens, adults and seniors who are driving Lincoln Navigator (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,839 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lincoln, Navigator good for senior drivers? If you have questions or issues relevant to Lincoln Navigator or another vehicle, please ask in the discussion.

You know you need to insure your 2006 Front Lincoln, Navigator, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lincoln Navigator: Exterior Specs, Features & Options

The engine of Lincoln, Navigator (8 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front. Navigator SUV, 5408 CC (liter), 305 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2006 Navigator for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, Navigator has horsepower of 305 ps & 5408 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2006 Navigator has an engine torque of 495 nm & 3750 rpm. The power and maximum speed of the Lincoln Navigator vehicle (sorry, we do not know how fast will Lincoln, Navigator accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, Navigator Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2436 kg is the weight of this model), its engine torque and the engine rotation speed.