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2017 Lincoln MKZ - car insurance quotes

How much does it cost to insure a  Lincoln MKZ Black Label 4dr Sedan (2.0L 4cyl Turbo 6A) 2.000 cc in 2023?


Lowest MKZ Rates $640
Average MKZ Rates $1040
Highest MKZ Rates $1440
Please note that these 2017 Lincoln quotations are based on current studies and are indicative only!
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How much does 2017 Lincoln MKZ car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lincoln MKZ (Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln MKZ is above $75 a month ($900 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln model with 231 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln MKZ if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2017 Lincoln MKZ is $75 a month, which is around $900 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 7 years old Lincoln affect rates?

Modern safety features - how does age of your 7 years old Lincoln affect auto insurance rates?
According to the NHTSA and the 2023 IIHS Top safety pick news, the 2017 Lincoln MKZ has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2017 MKZ is a 7 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 7-year Lincoln MKZ. Why? Purchasing a Lincoln MKZ with helpful technology to prevent crashes and theft may reduce your coverage to the price around $800 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new MKZ via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.
Lincoln MKZ, Black Label 4dr Sedan (2.0L 4cyl Turbo 6A) has engine power of 2000 cc, which means it is a medium-powered car. The disadvantage is that high-powered vehicles are often considered more dangerous and therefore may increase auto insurance rates.
Insurance Company New Vehicles * Used Vehicles *
Allied $656 $600
GEICO $480 $416
Nationwide $728 $544
Progressive $312 $256
State Farm $408 $304
Texas Farm Bureau $656 $512
USAA $520 $448
* Rough estimate for a new vs 7 years old used Lincoln MKZ, Black Label 4dr Sedan (2.0L 4cyl Turbo 6A). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2017 Lincoln MKZ car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lincoln, MKZ is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 2017) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln MKZ auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2017 Lincoln MKZ in 2023? As you can see below, the lowest rates are around $800, while the highest ones fluctuate around $1680 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $852
American Family  $832
Erie $831
Progressive $979
State Farm $1,078
Auto Owners  $958
State Auto  $1,136
Nationwide $1,105
Farmers $964
Allstate $1,367
Safe Auto  $1,447
MetLife $1,544
Victoria $1,638
Allied $1,156
Liberty Mutual $1,378
Encompass $1,716
* Just a rough estimate for 2017 Lincoln MKZ, Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model MKZ, make Lincoln) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lincoln, MKZ will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2017 MKZ car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2017 Lincoln MKZ auto insurance rates by state!

How much is 2017 Lincoln MKZ car insurance by location - rough estimate for model:  Black Label 4dr Sedan (2.0L 4cyl Turbo 6A), 2000 cc, Midsize Cars
How to calculate premium for Lincoln MKZ (2017) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2017 MKZ (Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $600 $840
2 Ohio $608 $856
3 Idaho $624 $880
4 Virginia $648 $920
5 Iowa $672 $952
6 New Hampshire $704 $968
7 Wisconsin $712 $992
8 North Dakota $728 $1,048
9 Indiana $744 $1,104
10 North Carolina $760 $1,144
11 Pennsylvania $768 $1,208
12 Utah $784 $1,224
13 Maine $792 $1,248
14 Massachusetts $808 $1,272
15 Alaska $816 $1,288
16 Tennessee $824 $1,320
17 South Dakota $832 $1,392
18 Nebraska $840 $1,432
19 Minnesota $848 $1,456
20 Illinois $848 $1,480
21 Hawaii $856 $1,512
22 Alabama $864 $1,536
23 Oregon $872 $1,560
24 Missouri $880 $1,616
25 Washington $920 $1,672
26 South Carolina $928 $1,712
27 Kansas $952 $1,744
28 New Mexico $968 $1,784
29 Arizona $992 $1,800
30 New York $1,008 $1,808
31 National average $1,040 $1,832
32 New Jersey $1,056 $1,888
33 West Virginia $1,088 $1,904
34 Mississippi $1,112 $1,928
35 Maryland $1,136 $1,952
36 Montana $1,168 $1,992
37 Nevada $1,192 $2,008
38 Arkansas $1,208 $2,040
39 Kentucky $1,216 $2,072
40 Oklahoma $1,256 $2,096
41 Wyoming $1,280 $2,112
42 Colorado $1,312 $2,152
43 Texas $1,336 $2,168
44 Delaware $1,368 $2,200
45 Georgia $1,400 $2,208
46 California $1,432 $2,232
47 DC $1,456 $2,248
48 Connecticut $1,488 $2,272
49 Rhode Island $1,504 $2,280
50 Florida $1,528 $2,328
51 Louisiana $1,560 $2,360
52 Michigan $1,592 $2,400
* Compare 2017 Lincoln MKZ car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2017 Lincoln MKZ (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln MKZ annual insurance cost for a 16 year old is approximately $1840, while the cost of the same coverage for seniors aged 70 - 74 is $848. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lincoln, MKZ have 2000 cc, 231 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $1,760
20 - 24 $1,712
25 - 29 $1,440
30 - 34 $1,240
35 – 39 $1,000
40 – 44 $1,040
45 – 49 $952
50 – 54 $832
55 – 59 $1,024
60 – 64 $856
65 – 69 $896
70 – 74 $808
75 and more $832
* Rough estimate for teens, adults and seniors who are driving Lincoln MKZ (2017)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $680 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lincoln, MKZ good for senior drivers? If you have questions or issues relevant to Lincoln MKZ or another vehicle, please ask in the discussion.
You know you need to insure your 2017 Front Wheel Driv Lincoln, MKZ, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lincoln MKZ: Exterior Specs, Features & Options

The engine of Lincoln, MKZ (4 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front Wheel Driv. MKZ Midsize Cars, 2000 CC (liter), 231 ps (98.6% of a brake horsepower) is matched to an Black Label 4dr Sedan (2.0L 4cyl Turbo 6A) for 2017. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, MKZ has horsepower of 231 ps & 2000 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Black Label 4dr Sedan (2.0L 4cyl Turbo 6A) has an engine torque of 270 nm & basic rpm. The power and maximum speed of the Lincoln MKZ vehicle (sorry, we do not know how fast will Lincoln, MKZ accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, MKZ Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (3719 kg is the weight of this model), its engine torque and the engine rotation speed.
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Lincoln, MKZ: specifications

Model body: Midsize Cars
Model doors: 4
Model drive: Front Wheel Driv
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 2000
Model engine compression: 9.3
Model engine (cyl): 4
Model engine fuel: Regular Unleaded
Model engine position: Front Mid-engine, Rear Mid-engine, Rear-wheel drive, Four-wheel drive, Mid-engine, Front-wheel drive.
Model engine power (ps/hp): 231
Model engine max power (rpm): Car manufacturers indicate the power of an engine at different rpms.
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 270
Model engine max torque (rpm): Torque (rpm) mean, how fast the MKZ vehicle accelerates, its top speed.
Model engine type: Inline
Model engine (valves per cyl): 4
Model fuel cap: 17
Model height: Vehicle model height combined with weight and overall performance (231 ps) is another factor which can affect the final price of your coverage.
Model length: The length of your Lincoln is factor that does not affect car insurance rates. But longer cars makes manoeuvring in traffic more complicated.
Model Lkm (city): 22
Model Lkm (hwy): 33
Model Lkm (mixed): 26
Model make: Lincoln
Model name: MKZ
Model seats: Number of seats
Model to 100 (Kph): How fast your 2017 Lincoln MKZ accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of MKZ Lincoln 2017, but the engine power is around 2000 cc.
Model Transmission type: Automatic
Model trim: Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)
Model weight: 3719
Model wheelbase: Did you know that having wider tyres fitted on your Lincoln MKZ you can also increase your car insurance premiums?
Model width: A car's width is defined as its widest point without its mirrors. Modern cars are too big for parking spaces. Wider tyres on your 2017 MKZ can also increase your insurance rates!
Model year: 2017
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How does the interior of the new MKZ look like? Read our review of the 2017 Lincoln MKZ interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used MKZ Black Label 4dr Sedan (2.0L 4cyl Turbo 6A).

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"Lincoln, MKZ", Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)

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