1986 Lincoln Mark VII - car insurance quotes

How much does it cost to insure a  Lincoln Mark VII 4.940 cc in 2023?

---

The average insurance rate is at $2,668 per year for  adults, $4,426 for  teens and $2,213 for  senior drivers.

How much does 1986 Lincoln Mark VII car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lincoln Mark VII (this trim level of the 1986 Mark VII) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln Mark VII is above $185 a month ($2.223 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln model with 140 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln Mark VII if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1986 Lincoln Mark VII is $185 a month, which is around $2.223 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 39-year-old classic car?

If you are an owner of 39-years-old Lincoln Mark VII classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Lincoln Mark VII made in 1986. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1986 Mark VII. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

---

Your vehicle's performance is another important factor that determines your auto insurance rates. Lincoln Mark VII, has engine power of 4940 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates (). If you are looking for high performance classic car (lots of horsepower) as well as affordable insurance rates for your historic 1986 Lincoln Mark VII, choose an insurer wisely. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1986 Lincoln Mark VII car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lincoln, Mark VII is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 1986) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln Mark VII auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1986 Lincoln Mark VII in 2023? As you can see below, the lowest rates are around $1976, while the highest ones fluctuate around $4149.6 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,104
American Family	$2,055
Erie	$2,053
Progressive	$2,419
State Farm	$2,664
Auto Owners	$2,367
State Auto	$2,806
Nationwide	$2,729
Farmers	$2,381
Allstate	$3,377
Safe Auto	$3,575
MetLife	$3,814
Victoria	$4,047
Allied	$2,855
Liberty Mutual	$3,405
Encompass	$4,239
* Just a rough estimate for 1986 Lincoln Mark VII, this trim level of the 1986 Mark VII

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Mark VII, make Lincoln) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lincoln, Mark VII will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1986 Mark VII car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1986 Lincoln Mark VII auto insurance rates by state!

How to calculate premium for Lincoln Mark VII (1986) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1986 Mark VII () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,482	$2,075
2	Ohio	$1,502	$2,114
3	Idaho	$1,541	$2,174
4	Virginia	$1,601	$2,272
5	Iowa	$1,660	$2,351
6	New Hampshire	$1,739	$2,391
7	Wisconsin	$1,759	$2,450
8	North Dakota	$1,798	$2,589
9	Indiana	$1,838	$2,727
10	North Carolina	$1,877	$2,826
11	Pennsylvania	$1,897	$2,984
12	Utah	$1,936	$3,023
13	Maine	$1,956	$3,083
14	Massachusetts	$1,996	$3,142
15	Alaska	$2,016	$3,181
16	Tennessee	$2,035	$3,260
17	South Dakota	$2,055	$3,438
18	Nebraska	$2,075	$3,537
19	Minnesota	$2,095	$3,596
20	Illinois	$2,095	$3,656
21	Hawaii	$2,114	$3,735
22	Alabama	$2,134	$3,794
23	Oregon	$2,154	$3,853
24	Missouri	$2,174	$3,992
25	Washington	$2,272	$4,130
26	South Carolina	$2,292	$4,229
27	Kansas	$2,351	$4,308
28	New Mexico	$2,391	$4,406
29	Arizona	$2,450	$4,446
30	New York	$2,490	$4,466
31	National average	$2,569	$4,525
32	New Jersey	$2,608	$4,663
33	West Virginia	$2,687	$4,703
34	Mississippi	$2,747	$4,762
35	Maryland	$2,806	$4,821
36	Montana	$2,885	$4,920
37	Nevada	$2,944	$4,960
38	Arkansas	$2,984	$5,039
39	Kentucky	$3,004	$5,118
40	Oklahoma	$3,102	$5,177
41	Wyoming	$3,162	$5,217
42	Colorado	$3,241	$5,315
43	Texas	$3,300	$5,355
44	Delaware	$3,379	$5,434
45	Georgia	$3,458	$5,454
46	California	$3,537	$5,513
47	DC	$3,596	$5,553
48	Connecticut	$3,675	$5,612
49	Rhode Island	$3,715	$5,632
50	Florida	$3,774	$5,750
51	Louisiana	$3,853	$5,829
52	Michigan	$3,932	$5,928
* Compare 1986 Lincoln Mark VII car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1986 Lincoln Mark VII (Automatic transmission, 1800 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln Mark VII annual insurance cost for a 16 year old is approximately $4544.8, while the cost of the same coverage for seniors aged 70 - 74 is $2094.56. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lincoln, Mark VII have 4940 cc, 140 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,347
20 - 24	$4,229
25 - 29	$3,557
30 - 34	$3,063
35 – 39	$2,470
40 – 44	$2,569
45 – 49	$2,351
50 – 54	$2,055
55 – 59	$2,529
60 – 64	$2,114
65 – 69	$2,213
70 – 74	$1,996
75 and more	$2,055
* Rough estimate for teens, adults and seniors who are driving Lincoln Mark VII (1986)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,680 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lincoln, Mark VII good for senior drivers? If you have questions or issues relevant to Lincoln Mark VII or another vehicle, please ask in the discussion.

You know you need to insure your 1986 Rear Lincoln, Mark VII, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lincoln Mark VII: Exterior Specs, Features & Options

The engine of Lincoln, Mark VII (8 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear. Mark VII Sedan, 4940 CC (liter), 140 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1986 Mark VII for 1986. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, Mark VII has horsepower of 140 ps & 4940 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1986 Mark VII has an engine torque of 346 nm & 1800 rpm. The power and maximum speed of the Lincoln Mark VII vehicle (sorry, we do not know how fast will Lincoln, Mark VII accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, Mark VII Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1650 kg is the weight of this model), its engine torque and the engine rotation speed.