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1999 Lincoln LS - car insurance quotes

How much does it cost to insure a  Lincoln LS 3.9 Automatic 3.934 cc in 2023?


Lowest LS Rates $1258.88
Average LS Rates $2045.68
Highest LS Rates $2832.48
Please note that these 1999 Lincoln quotations are based on current studies and are indicative only!
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How much does 1999 Lincoln LS car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lincoln LS (3.9 Automatic) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lincoln LS is above $148 a month ($1.770 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lincoln you drive (https://www.lincoln.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lincoln model with 252 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lincoln LS if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 1999 Lincoln LS is $148 a month, which is around $1.770 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 25-year-old auto?

How does age of your car affect car insurance costs? 1999 Lincoln LS is older than 25 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of LS (1999) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern LS cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 25-year Lincoln LS may reduce your coverage to the prices around $1,338 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1999 Lincoln LS because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.
Your vehicle's performance is another important factor that determines your auto insurance rates. Lincoln LS, 3.9 Automatic has engine power of 3934 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you are looking for high performance car (lots of horsepower) as well as affordable insurance rates for your 1999 Lincoln LS, choose an insurer wisely.
Insurance Company New Vehicles * Used Vehicles *
Allied $1,306 $1,259
GEICO $960 $881
Nationwide $1,401 $1,102
Progressive $582 $472
State Farm $787 $582
Texas Farm Bureau $1,306 $1,054
USAA $1,039 $881
* Rough estimate for a new vs 25 years old used Lincoln LS, 3.9 Automatic. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1999 Lincoln LS car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lincoln, LS is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lincoln (made in 1999) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lincoln LS auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 1999 Lincoln LS in 2023? As you can see below, the lowest rates are around $1573.6, while the highest ones fluctuate around $3304.56 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $1,676
American Family  $1,637
Erie $1,635
Progressive $1,926
State Farm $2,121
Auto Owners  $1,885
State Auto  $2,235
Nationwide $2,173
Farmers $1,896
Allstate $2,689
Safe Auto  $2,847
MetLife $3,037
Victoria $3,223
Allied $2,274
Liberty Mutual $2,711
Encompass $3,375
* Just a rough estimate for 1999 Lincoln LS, 3.9 Automatic

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model LS, make Lincoln) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lincoln, LS will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 1999 LS car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1999 Lincoln LS auto insurance rates by state!

How much is 1999 Lincoln LS car insurance by location - rough estimate for model:  3.9 Automatic, 3934 cc, Sedan
How to calculate premium for Lincoln LS (1999) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1999 LS (3.9 Automatic) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $1,180 $1,652
2 Ohio $1,196 $1,684
3 Idaho $1,227 $1,731
4 Virginia $1,275 $1,810
5 Iowa $1,322 $1,873
6 New Hampshire $1,385 $1,904
7 Wisconsin $1,401 $1,951
8 North Dakota $1,432 $2,061
9 Indiana $1,463 $2,172
10 North Carolina $1,495 $2,250
11 Pennsylvania $1,511 $2,376
12 Utah $1,542 $2,408
13 Maine $1,558 $2,455
14 Massachusetts $1,589 $2,502
15 Alaska $1,605 $2,533
16 Tennessee $1,621 $2,596
17 South Dakota $1,637 $2,738
18 Nebraska $1,652 $2,817
19 Minnesota $1,668 $2,864
20 Illinois $1,668 $2,911
21 Hawaii $1,684 $2,974
22 Alabama $1,699 $3,021
23 Oregon $1,715 $3,069
24 Missouri $1,731 $3,179
25 Washington $1,810 $3,289
26 South Carolina $1,825 $3,368
27 Kansas $1,873 $3,430
28 New Mexico $1,904 $3,509
29 Arizona $1,951 $3,541
30 New York $1,983 $3,556
31 National average $2,046 $3,604
32 New Jersey $2,077 $3,714
33 West Virginia $2,140 $3,745
34 Mississippi $2,187 $3,792
35 Maryland $2,235 $3,840
36 Montana $2,297 $3,918
37 Nevada $2,345 $3,950
38 Arkansas $2,376 $4,013
39 Kentucky $2,392 $4,076
40 Oklahoma $2,471 $4,123
41 Wyoming $2,518 $4,154
42 Colorado $2,581 $4,233
43 Texas $2,628 $4,264
44 Delaware $2,691 $4,327
45 Georgia $2,754 $4,343
46 California $2,817 $4,390
47 DC $2,864 $4,422
48 Connecticut $2,927 $4,469
49 Rhode Island $2,958 $4,485
50 Florida $3,006 $4,579
51 Louisiana $3,069 $4,642
52 Michigan $3,131 $4,721
* Compare 1999 Lincoln LS car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 1999 Lincoln LS (Automatic transmission, 4300 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lincoln LS annual insurance cost for a 16 year old is approximately $3619.28, while the cost of the same coverage for seniors aged 70 - 74 is $1668.016. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lincoln, LS have 3934 cc, 252 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $3,462
20 - 24 $3,368
25 - 29 $2,832
30 - 34 $2,439
35 – 39 $1,967
40 – 44 $2,046
45 – 49 $1,873
50 – 54 $1,637
55 – 59 $2,014
60 – 64 $1,684
65 – 69 $1,762
70 – 74 $1,589
75 and more $1,637
* Rough estimate for teens, adults and seniors who are driving Lincoln LS (1999)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,338 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lincoln, LS good for senior drivers? If you have questions or issues relevant to Lincoln LS or another vehicle, please ask in the discussion.
You know you need to insure your 1999 Rear Lincoln, LS, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lincoln LS: Exterior Specs, Features & Options

The engine of Lincoln, LS (8 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear. LS Sedan, 3934 CC (liter), 252 ps (98.6% of a brake horsepower) is matched to an 3.9 Automatic for 1999. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lincoln, LS has horsepower of 252 ps & 3934 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 3.9 Automatic has an engine torque of 361 nm & 4300 rpm. The power and maximum speed of the Lincoln LS vehicle (sorry, we do not know how fast will Lincoln, LS accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lincoln, LS Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1710 kg is the weight of this model), its engine torque and the engine rotation speed.
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Lincoln, LS: specifications

Model body: Sedan
Model doors: 4
Model drive: Rear
Model engine bore: 86
Model engine (cc): 3934
Model engine compression: 10.6:1
Model engine (cyl): 8
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): 252
Model engine max power (rpm): 6100
Model engine stroke (mm): 85
Model engine torque (nm): 361
Model engine max torque (rpm): 4300
Model engine type: V
Model engine (valves per cyl): 4
Model fuel cap: 68
Model height: 1430
Model length: 4930
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 1999 LS looks like?
Model make: Lincoln
Model name: LS
Model seats: 5
Model to 100 (Kph): How fast your 1999 Lincoln LS accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of LS Lincoln 1999, but the engine power is around 3934 cc.
Model Transmission type: Automatic
Model trim: 3.9 Automatic
Model weight: 1710
Model wheelbase: 2910
Model width: 1870
Model year: 1999
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How does the interior of the new LS look like? Read our review of the 1999 Lincoln LS interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used LS 3.9 Automatic.

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"Lincoln, LS", 3.9 Automatic

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