2006 Lancia Ypsilon - car insurance quotes

How much does it cost to insure a  Lancia Ypsilon 1.3 Multijet 1.248 cc in 2023?

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The average insurance rate is at $674 per year for  adults, $1,118 for  teens and $559 for  senior drivers.

How much does 2006 Lancia Ypsilon car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lancia Ypsilon (1.3 Multijet) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lancia Ypsilon is above $47 a month ($562 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lancia you drive (https://www.lancia.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lancia model with 70 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lancia Ypsilon if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Lancia Ypsilon is $47 a month, which is around $562 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Lancia Ypsilon is a 18 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Ypsilon (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Ypsilon cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Lancia Ypsilon, 1.3 Multijet has engine power of 1248 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$414	$399
GEICO	$305	$280
Nationwide	$444	$349
Progressive	$185	$150
State Farm	$250	$185
Texas Farm Bureau	$414	$334
USAA	$329	$280
* Rough estimate for a new vs 18 years old used Lancia Ypsilon, 1.3 Multijet. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Lancia Ypsilon car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lancia, Ypsilon is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lancia (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lancia Ypsilon auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Lancia Ypsilon in 2023? As you can see below, the lowest rates are around $499.2, while the highest ones fluctuate around $1048.32 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$532
American Family	$519
Erie	$519
Progressive	$611
State Farm	$673
Auto Owners	$598
State Auto	$709
Nationwide	$689
Farmers	$602
Allstate	$853
Safe Auto	$903
MetLife	$963
Victoria	$1,022
Allied	$721
Liberty Mutual	$860
Encompass	$1,071
* Just a rough estimate for 2006 Lancia Ypsilon, 1.3 Multijet

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Ypsilon, make Lancia) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lancia, Ypsilon will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 Ypsilon car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Lancia Ypsilon auto insurance rates by state!

How to calculate premium for Lancia Ypsilon (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 Ypsilon (1.3 Multijet) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$374	$524
2	Ohio	$379	$534
3	Idaho	$389	$549
4	Virginia	$404	$574
5	Iowa	$419	$594
6	New Hampshire	$439	$604
7	Wisconsin	$444	$619
8	North Dakota	$454	$654
9	Indiana	$464	$689
10	North Carolina	$474	$714
11	Pennsylvania	$479	$754
12	Utah	$489	$764
13	Maine	$494	$779
14	Massachusetts	$504	$794
15	Alaska	$509	$804
16	Tennessee	$514	$824
17	South Dakota	$519	$869
18	Nebraska	$524	$894
19	Minnesota	$529	$909
20	Illinois	$529	$924
21	Hawaii	$534	$943
22	Alabama	$539	$958
23	Oregon	$544	$973
24	Missouri	$549	$1,008
25	Washington	$574	$1,043
26	South Carolina	$579	$1,068
27	Kansas	$594	$1,088
28	New Mexico	$604	$1,113
29	Arizona	$619	$1,123
30	New York	$629	$1,128
31	National average	$649	$1,143
32	New Jersey	$659	$1,178
33	West Virginia	$679	$1,188
34	Mississippi	$694	$1,203
35	Maryland	$709	$1,218
36	Montana	$729	$1,243
37	Nevada	$744	$1,253
38	Arkansas	$754	$1,273
39	Kentucky	$759	$1,293
40	Oklahoma	$784	$1,308
41	Wyoming	$799	$1,318
42	Colorado	$819	$1,343
43	Texas	$834	$1,353
44	Delaware	$854	$1,373
45	Georgia	$874	$1,378
46	California	$894	$1,393
47	DC	$909	$1,403
48	Connecticut	$929	$1,418
49	Rhode Island	$938	$1,423
50	Florida	$953	$1,453
51	Louisiana	$973	$1,473
52	Michigan	$993	$1,498
* Compare 2006 Lancia Ypsilon car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Lancia Ypsilon (Manual transmission, 1750 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lancia Ypsilon annual insurance cost for a 16 year old is approximately $1148.16, while the cost of the same coverage for seniors aged 70 - 74 is $529.152. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lancia, Ypsilon have 1248 cc, 70 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,098
20 - 24	$1,068
25 - 29	$899
30 - 34	$774
35 – 39	$624
40 – 44	$649
45 – 49	$594
50 – 54	$519
55 – 59	$639
60 – 64	$534
65 – 69	$559
70 – 74	$504
75 and more	$519
* Rough estimate for teens, adults and seniors who are driving Lancia Ypsilon (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $424 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lancia, Ypsilon good for senior drivers? If you have questions or issues relevant to Lancia Ypsilon or another vehicle, please ask in the discussion.

You know you need to insure your 2006 Front Lancia, Ypsilon, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lancia Ypsilon: Exterior Specs, Features & Options

The engine of Lancia, Ypsilon (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Ypsilon Hatchback, 1248 CC (liter), 70 ps (98.6% of a brake horsepower) is matched to an 1.3 Multijet for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lancia, Ypsilon has horsepower of 70 ps & 1248 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1.3 Multijet has an engine torque of 180 nm & 1750 rpm. The power and maximum speed of the Lancia Ypsilon vehicle (15.1/100 Kph & 160 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1120 kg is the weight of this model), its engine torque and the engine rotation speed.