2009 Lamborghini Gallardo - car insurance quotes

How much does it cost to insure a  Lamborghini Gallardo LP 560-4 Automatic 5.204 cc in 2023?

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The average insurance rate is at $2,810 per year for  adults, $4,663 for  teens and $2,331 for  senior drivers.

How much does 2009 Lamborghini Gallardo car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lamborghini Gallardo (LP 560-4 Automatic) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lamborghini Gallardo is above $195 a month ($2.342 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lamborghini you drive (https://www.lamborghini.com/en-en/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lamborghini model with 560 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lamborghini Gallardo if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2009 Lamborghini Gallardo is $195 a month, which is around $2.342 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2009 Lamborghini Gallardo is a 15 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Gallardo (2009) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Gallardo cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Lamborghini Gallardo, LP 560-4 Automatic has engine power of 5204 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,728	$1,665
GEICO	$1,270	$1,166
Nationwide	$1,853	$1,457
Progressive	$770	$624
State Farm	$1,041	$770
Texas Farm Bureau	$1,728	$1,395
USAA	$1,374	$1,166
* Rough estimate for a new vs 15 years old used Lamborghini Gallardo, LP 560-4 Automatic. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2009 Lamborghini Gallardo car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lamborghini, Gallardo is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lamborghini (made in 2009) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lamborghini Gallardo auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2009 Lamborghini Gallardo in 2023? As you can see below, the lowest rates are around $2081.6, while the highest ones fluctuate around $4371.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,217
American Family	$2,165
Erie	$2,163
Progressive	$2,548
State Farm	$2,806
Auto Owners	$2,494
State Auto	$2,956
Nationwide	$2,875
Farmers	$2,508
Allstate	$3,557
Safe Auto	$3,766
MetLife	$4,017
Victoria	$4,263
Allied	$3,008
Liberty Mutual	$3,587
Encompass	$4,465
* Just a rough estimate for 2009 Lamborghini Gallardo, LP 560-4 Automatic

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Gallardo, make Lamborghini) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lamborghini, Gallardo will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2009 Gallardo car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2009 Lamborghini Gallardo auto insurance rates by state!

How to calculate premium for Lamborghini Gallardo (2009) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2009 Gallardo (LP 560-4 Automatic) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,561	$2,186
2	Ohio	$1,582	$2,227
3	Idaho	$1,624	$2,290
4	Virginia	$1,686	$2,394
5	Iowa	$1,749	$2,477
6	New Hampshire	$1,832	$2,519
7	Wisconsin	$1,853	$2,581
8	North Dakota	$1,894	$2,727
9	Indiana	$1,936	$2,873
10	North Carolina	$1,978	$2,977
11	Pennsylvania	$1,998	$3,143
12	Utah	$2,040	$3,185
13	Maine	$2,061	$3,247
14	Massachusetts	$2,102	$3,310
15	Alaska	$2,123	$3,351
16	Tennessee	$2,144	$3,435
17	South Dakota	$2,165	$3,622
18	Nebraska	$2,186	$3,726
19	Minnesota	$2,206	$3,789
20	Illinois	$2,206	$3,851
21	Hawaii	$2,227	$3,934
22	Alabama	$2,248	$3,997
23	Oregon	$2,269	$4,059
24	Missouri	$2,290	$4,205
25	Washington	$2,394	$4,351
26	South Carolina	$2,415	$4,455
27	Kansas	$2,477	$4,538
28	New Mexico	$2,519	$4,642
29	Arizona	$2,581	$4,684
30	New York	$2,623	$4,704
31	National average	$2,706	$4,767
32	New Jersey	$2,748	$4,913
33	West Virginia	$2,831	$4,954
34	Mississippi	$2,893	$5,017
35	Maryland	$2,956	$5,079
36	Montana	$3,039	$5,183
37	Nevada	$3,102	$5,225
38	Arkansas	$3,143	$5,308
39	Kentucky	$3,164	$5,391
40	Oklahoma	$3,268	$5,454
41	Wyoming	$3,331	$5,495
42	Colorado	$3,414	$5,600
43	Texas	$3,476	$5,641
44	Delaware	$3,560	$5,724
45	Georgia	$3,643	$5,745
46	California	$3,726	$5,808
47	DC	$3,789	$5,849
48	Connecticut	$3,872	$5,912
49	Rhode Island	$3,913	$5,933
50	Florida	$3,976	$6,057
51	Louisiana	$4,059	$6,141
52	Michigan	$4,142	$6,245
* Compare 2009 Lamborghini Gallardo car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2009 Lamborghini Gallardo (Automatic transmission, 6500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lamborghini Gallardo annual insurance cost for a 16 year old is approximately $4787.68, while the cost of the same coverage for seniors aged 70 - 74 is $2206.496. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lamborghini, Gallardo have 5204 cc, 560 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,580
20 - 24	$4,455
25 - 29	$3,747
30 - 34	$3,226
35 – 39	$2,602
40 – 44	$2,706
45 – 49	$2,477
50 – 54	$2,165
55 – 59	$2,664
60 – 64	$2,227
65 – 69	$2,331
70 – 74	$2,102
75 and more	$2,165
* Rough estimate for teens, adults and seniors who are driving Lamborghini Gallardo (2009)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,769 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lamborghini, Gallardo good for senior drivers? If you have questions or issues relevant to Lamborghini Gallardo or another vehicle, please ask in the discussion.

You know you need to insure your 2009 4WD Lamborghini, Gallardo, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lamborghini Gallardo: Exterior Specs, Features & Options

The engine of Lamborghini, Gallardo (10 cyl) is mated to a Automatic transmission, that in this case, sends power to the 4WD. Gallardo Coupe, 5204 CC (liter), 560 ps (98.6% of a brake horsepower) is matched to an LP 560-4 Automatic for 2009. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lamborghini, Gallardo has horsepower of 560 ps & 5204 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model LP 560-4 Automatic has an engine torque of 540 nm & 6500 rpm. The power and maximum speed of the Lamborghini Gallardo vehicle (3.7/100 Kph & 325 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1506 kg is the weight of this model), its engine torque and the engine rotation speed.