2002 Hummer H2 - car insurance quotes

How much does it cost to insure a  Hummer H2 5.964 cc in 2023?

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The average insurance rate is at $3,221 per year for  adults, $5,344 for  teens and $2,672 for  senior drivers.

How much does 2002 Hummer H2 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Hummer H2 (this trim level of the 2002 H2) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Hummer H2 is above $224 a month ($2.684 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Hummer you drive (https://www.gm.com/owner-assistance/hummer.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Hummer model with 320 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Hummer H2 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2002 Hummer H2 is $224 a month, which is around $2.684 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2002 Hummer H2 is a 22 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of H2 (2002) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern H2 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Hummer H2, has engine power of 5964 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,980	$1,908
GEICO	$1,455	$1,336
Nationwide	$2,123	$1,670
Progressive	$883	$716
State Farm	$1,193	$883
Texas Farm Bureau	$1,980	$1,598
USAA	$1,574	$1,336
* Rough estimate for a new vs 22 years old used Hummer H2, this trim level of the 2002 H2. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2002 Hummer H2 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Hummer, H2 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Hummer (made in 2002) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Hummer H2 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2002 Hummer H2 in 2023? As you can see below, the lowest rates are around $2385.6, while the highest ones fluctuate around $5009.76 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,541
American Family	$2,481
Erie	$2,479
Progressive	$2,920
State Farm	$3,216
Auto Owners	$2,858
State Auto	$3,388
Nationwide	$3,295
Farmers	$2,875
Allstate	$4,077
Safe Auto	$4,316
MetLife	$4,604
Victoria	$4,886
Allied	$3,447
Liberty Mutual	$4,110
Encompass	$5,117
* Just a rough estimate for 2002 Hummer H2, this trim level of the 2002 H2

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model H2, make Hummer) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Hummer, H2 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2002 H2 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2002 Hummer H2 auto insurance rates by state!

How to calculate premium for Hummer H2 (2002) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2002 H2 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,789	$2,505
2	Ohio	$1,813	$2,553
3	Idaho	$1,861	$2,624
4	Virginia	$1,932	$2,743
5	Iowa	$2,004	$2,839
6	New Hampshire	$2,099	$2,887
7	Wisconsin	$2,123	$2,958
8	North Dakota	$2,171	$3,125
9	Indiana	$2,219	$3,292
10	North Carolina	$2,266	$3,411
11	Pennsylvania	$2,290	$3,602
12	Utah	$2,338	$3,650
13	Maine	$2,362	$3,722
14	Massachusetts	$2,409	$3,793
15	Alaska	$2,433	$3,841
16	Tennessee	$2,457	$3,936
17	South Dakota	$2,481	$4,151
18	Nebraska	$2,505	$4,270
19	Minnesota	$2,529	$4,342
20	Illinois	$2,529	$4,413
21	Hawaii	$2,553	$4,509
22	Alabama	$2,576	$4,580
23	Oregon	$2,600	$4,652
24	Missouri	$2,624	$4,819
25	Washington	$2,743	$4,986
26	South Carolina	$2,767	$5,105
27	Kansas	$2,839	$5,201
28	New Mexico	$2,887	$5,320
29	Arizona	$2,958	$5,368
30	New York	$3,006	$5,391
31	National average	$3,101	$5,463
32	New Jersey	$3,149	$5,630
33	West Virginia	$3,244	$5,678
34	Mississippi	$3,316	$5,749
35	Maryland	$3,388	$5,821
36	Montana	$3,483	$5,940
37	Nevada	$3,555	$5,988
38	Arkansas	$3,602	$6,083
39	Kentucky	$3,626	$6,179
40	Oklahoma	$3,745	$6,250
41	Wyoming	$3,817	$6,298
42	Colorado	$3,912	$6,417
43	Texas	$3,984	$6,465
44	Delaware	$4,079	$6,560
45	Georgia	$4,175	$6,584
46	California	$4,270	$6,656
47	DC	$4,342	$6,704
48	Connecticut	$4,437	$6,775
49	Rhode Island	$4,485	$6,799
50	Florida	$4,556	$6,942
51	Louisiana	$4,652	$7,038
52	Michigan	$4,747	$7,157
* Compare 2002 Hummer H2 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2002 Hummer H2 (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Hummer H2 annual insurance cost for a 16 year old is approximately $5486.88, while the cost of the same coverage for seniors aged 70 - 74 is $2528.736. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Hummer, H2 have 5964 cc, 320 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$5,248
20 - 24	$5,105
25 - 29	$4,294
30 - 34	$3,698
35 – 39	$2,982
40 – 44	$3,101
45 – 49	$2,839
50 – 54	$2,481
55 – 59	$3,054
60 – 64	$2,553
65 – 69	$2,672
70 – 74	$2,409
75 and more	$2,481
* Rough estimate for teens, adults and seniors who are driving Hummer H2 (2002)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $2,028 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Hummer, H2 good for senior drivers? If you have questions or issues relevant to Hummer H2 or another vehicle, please ask in the discussion.

You know you need to insure your 2002 Front Hummer, H2, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Hummer H2: Exterior Specs, Features & Options

The engine of Hummer, H2 (8 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front. H2 SUV, 5964 CC (liter), 320 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2002 H2 for 2002. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Hummer, H2 has horsepower of 320 ps & 5964 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2002 H2 has an engine torque of 522 nm & basic rpm. The power and maximum speed of the Hummer H2 vehicle (sorry, we do not know how fast will Hummer, H2 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Hummer, H2 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2903 kg is the weight of this model), its engine torque and the engine rotation speed.