2006 Hummer H1 - car insurance quotes

How much does it cost to insure a  Hummer H1 Alpha Wagon 6.604 cc in 2023?

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The average insurance rate is at $3,566 per year for  adults, $5,917 for  teens and $2,959 for  senior drivers.

How much does 2006 Hummer H1 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Hummer H1 (Alpha Wagon) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Hummer H1 is above $248 a month ($2.972 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Hummer you drive (https://www.gm.com/owner-assistance/hummer.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Hummer model with 304 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Hummer H1 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Hummer H1 is $248 a month, which is around $2.972 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Hummer H1 is a 19 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of H1 (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern H1 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Hummer H1, Alpha Wagon has engine power of 6604 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$2,193	$2,113
GEICO	$1,611	$1,479
Nationwide	$2,351	$1,849
Progressive	$977	$792
State Farm	$1,321	$977
Texas Farm Bureau	$2,193	$1,770
USAA	$1,743	$1,479
* Rough estimate for a new vs 19 years old used Hummer H1, Alpha Wagon. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Hummer H1 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Hummer, H1 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Hummer (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Hummer H1 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Hummer H1 in 2023? As you can see below, the lowest rates are around $2641.6, while the highest ones fluctuate around $5547.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,813
American Family	$2,747
Erie	$2,745
Progressive	$3,233
State Farm	$3,561
Auto Owners	$3,165
State Auto	$3,751
Nationwide	$3,648
Farmers	$3,183
Allstate	$4,514
Safe Auto	$4,779
MetLife	$5,098
Victoria	$5,410
Allied	$3,817
Liberty Mutual	$4,551
Encompass	$5,666
* Just a rough estimate for 2006 Hummer H1, Alpha Wagon

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model H1, make Hummer) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Hummer, H1 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 H1 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Hummer H1 auto insurance rates by state!

How to calculate premium for Hummer H1 (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 H1 (Alpha Wagon) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,981	$2,774
2	Ohio	$2,008	$2,827
3	Idaho	$2,060	$2,906
4	Virginia	$2,140	$3,038
5	Iowa	$2,219	$3,144
6	New Hampshire	$2,325	$3,196
7	Wisconsin	$2,351	$3,276
8	North Dakota	$2,404	$3,460
9	Indiana	$2,457	$3,645
10	North Carolina	$2,510	$3,777
11	Pennsylvania	$2,536	$3,989
12	Utah	$2,589	$4,042
13	Maine	$2,615	$4,121
14	Massachusetts	$2,668	$4,200
15	Alaska	$2,694	$4,253
16	Tennessee	$2,721	$4,359
17	South Dakota	$2,747	$4,596
18	Nebraska	$2,774	$4,728
19	Minnesota	$2,800	$4,808
20	Illinois	$2,800	$4,887
21	Hawaii	$2,827	$4,993
22	Alabama	$2,853	$5,072
23	Oregon	$2,879	$5,151
24	Missouri	$2,906	$5,336
25	Washington	$3,038	$5,521
26	South Carolina	$3,064	$5,653
27	Kansas	$3,144	$5,759
28	New Mexico	$3,196	$5,891
29	Arizona	$3,276	$5,944
30	New York	$3,328	$5,970
31	National average	$3,434	$6,049
32	New Jersey	$3,487	$6,234
33	West Virginia	$3,593	$6,287
34	Mississippi	$3,672	$6,366
35	Maryland	$3,751	$6,446
36	Montana	$3,857	$6,578
37	Nevada	$3,936	$6,630
38	Arkansas	$3,989	$6,736
39	Kentucky	$4,015	$6,842
40	Oklahoma	$4,147	$6,921
41	Wyoming	$4,227	$6,974
42	Colorado	$4,332	$7,106
43	Texas	$4,411	$7,159
44	Delaware	$4,517	$7,264
45	Georgia	$4,623	$7,291
46	California	$4,728	$7,370
47	DC	$4,808	$7,423
48	Connecticut	$4,913	$7,502
49	Rhode Island	$4,966	$7,529
50	Florida	$5,045	$7,687
51	Louisiana	$5,151	$7,793
52	Michigan	$5,257	$7,925
* Compare 2006 Hummer H1 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Hummer H1 (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, 1500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Hummer H1 annual insurance cost for a 16 year old is approximately $6075.68, while the cost of the same coverage for seniors aged 70 - 74 is $2800.096. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Hummer, H1 have 6604 cc, 304 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$5,812
20 - 24	$5,653
25 - 29	$4,755
30 - 34	$4,094
35 – 39	$3,302
40 – 44	$3,434
45 – 49	$3,144
50 – 54	$2,747
55 – 59	$3,381
60 – 64	$2,827
65 – 69	$2,959
70 – 74	$2,668
75 and more	$2,747
* Rough estimate for teens, adults and seniors who are driving Hummer H1 (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $2,245 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Hummer, H1 good for senior drivers? If you have questions or issues relevant to Hummer H1 or another vehicle, please ask in the discussion.

You know you need to insure your 2006 4WD Hummer, H1, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Hummer H1: Exterior Specs, Features & Options

The engine of Hummer, H1 (8 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the 4WD. H1 SUV, 6604 CC (liter), 304 ps (98.6% of a brake horsepower) is matched to an Alpha Wagon for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Hummer, H1 has horsepower of 304 ps & 6604 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Alpha Wagon has an engine torque of 705 nm & 1500 rpm. The power and maximum speed of the Hummer H1 vehicle (sorry, we do not know how fast will Hummer, H1 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Hummer, H1 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2904 kg is the weight of this model), its engine torque and the engine rotation speed.