2002 Honda Accord - car insurance quotes

How much does it cost to insure a  Honda Accord DX 2.354 cc in 2023?

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The average insurance rate is at $1,271 per year for  adults, $2,109 for  teens and $1,055 for  senior drivers.

How much does 2002 Honda Accord car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Honda Accord (DX) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Honda Accord is above $88 a month ($1.059 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Honda you drive (https://automobiles.honda.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Honda model with 162 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Honda Accord if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2002 Honda Accord is $88 a month, which is around $1.059 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2002 Honda Accord is a 22 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Accord (2002) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Accord cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Honda Accord, DX has engine power of 2354 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$782	$753
GEICO	$574	$527
Nationwide	$838	$659
Progressive	$348	$282
State Farm	$471	$348
Texas Farm Bureau	$782	$631
USAA	$621	$527
* Rough estimate for a new vs 22 years old used Honda Accord, DX. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2002 Honda Accord car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Honda, Accord is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Honda (made in 2002) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Honda Accord auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2002 Honda Accord in 2023? As you can see below, the lowest rates are around $941.6, while the highest ones fluctuate around $1977.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,003
American Family	$979
Erie	$978
Progressive	$1,153
State Farm	$1,269
Auto Owners	$1,128
State Auto	$1,337
Nationwide	$1,300
Farmers	$1,135
Allstate	$1,609
Safe Auto	$1,703
MetLife	$1,817
Victoria	$1,928
Allied	$1,361
Liberty Mutual	$1,622
Encompass	$2,020
* Just a rough estimate for 2002 Honda Accord, DX

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Accord, make Honda) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Honda, Accord will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2002 Accord car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2002 Honda Accord auto insurance rates by state!

How to calculate premium for Honda Accord (2002) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2002 Accord (DX) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$706	$989
2	Ohio	$716	$1,008
3	Idaho	$734	$1,036
4	Virginia	$763	$1,083
5	Iowa	$791	$1,121
6	New Hampshire	$829	$1,139
7	Wisconsin	$838	$1,168
8	North Dakota	$857	$1,233
9	Indiana	$876	$1,299
10	North Carolina	$895	$1,346
11	Pennsylvania	$904	$1,422
12	Utah	$923	$1,441
13	Maine	$932	$1,469
14	Massachusetts	$951	$1,497
15	Alaska	$960	$1,516
16	Tennessee	$970	$1,554
17	South Dakota	$979	$1,638
18	Nebraska	$989	$1,685
19	Minnesota	$998	$1,714
20	Illinois	$998	$1,742
21	Hawaii	$1,008	$1,780
22	Alabama	$1,017	$1,808
23	Oregon	$1,026	$1,836
24	Missouri	$1,036	$1,902
25	Washington	$1,083	$1,968
26	South Carolina	$1,092	$2,015
27	Kansas	$1,121	$2,053
28	New Mexico	$1,139	$2,100
29	Arizona	$1,168	$2,119
30	New York	$1,186	$2,128
31	National average	$1,224	$2,156
32	New Jersey	$1,243	$2,222
33	West Virginia	$1,281	$2,241
34	Mississippi	$1,309	$2,269
35	Maryland	$1,337	$2,298
36	Montana	$1,375	$2,345
37	Nevada	$1,403	$2,363
38	Arkansas	$1,422	$2,401
39	Kentucky	$1,431	$2,439
40	Oklahoma	$1,478	$2,467
41	Wyoming	$1,507	$2,486
42	Colorado	$1,544	$2,533
43	Texas	$1,572	$2,552
44	Delaware	$1,610	$2,589
45	Georgia	$1,648	$2,599
46	California	$1,685	$2,627
47	DC	$1,714	$2,646
48	Connecticut	$1,751	$2,674
49	Rhode Island	$1,770	$2,684
50	Florida	$1,798	$2,740
51	Louisiana	$1,836	$2,778
52	Michigan	$1,874	$2,825
* Compare 2002 Honda Accord car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2002 Honda Accord (Manual transmission, 4500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Honda Accord annual insurance cost for a 16 year old is approximately $2165.68, while the cost of the same coverage for seniors aged 70 - 74 is $998.096. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Honda, Accord have 2354 cc, 162 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,072
20 - 24	$2,015
25 - 29	$1,695
30 - 34	$1,459
35 – 39	$1,177
40 – 44	$1,224
45 – 49	$1,121
50 – 54	$979
55 – 59	$1,205
60 – 64	$1,008
65 – 69	$1,055
70 – 74	$951
75 and more	$979
* Rough estimate for teens, adults and seniors who are driving Honda Accord (2002)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $800 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Honda, Accord good for senior drivers? If you have questions or issues relevant to Honda Accord or another vehicle, please ask in the discussion.

You know you need to insure your 2002 Front Honda, Accord, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Honda Accord: Exterior Specs, Features & Options

The engine of Honda, Accord (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Accord Sedan, 2354 CC (liter), 162 ps (98.6% of a brake horsepower) is matched to an DX for 2002. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Honda, Accord has horsepower of 162 ps & 2354 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model DX has an engine torque of 220 nm & 4500 rpm. The power and maximum speed of the Honda Accord vehicle (sorry, we do not know how fast will Honda, Accord accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Honda, Accord Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1390 kg is the weight of this model), its engine torque and the engine rotation speed.