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2009 Ford Fusion - car insurance quotes

How much does it cost to insure a  Ford Fusion SE 2.261 cc?


Lowest Fusion Rates $723.52
Average Fusion Rates $1175.72
Highest Fusion Rates $1627.92
Please note that these 2009 Ford quotations are based on current studies and are indicative only!
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How much does 2009 Ford Fusion car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2019? Though Ford Fusion, SE car insurance rates may vary for the same coverage depending on your location, driving history or by your age, the types of coverage are basically the same and differs only in details. The average insurance price of a used Ford Fusion is above $85 a month ($1.017 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Ford you drive (https://www.ford.com/)! Your actual auto insurance costs could be higher or lower, if you vehicle is equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Ford model with 162 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Ford Fusion if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2009 Ford Fusion is $85 a month, which is around $1.017 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2009 Ford Fusion is a 12 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Fusion (2009) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Fusion cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Ford Fusion, SE has engine power of 2261 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
Insurance Company New Vehicles * Used Vehicles *
Allied $751 $724
GEICO $552 $506
Nationwide $805 $633
Progressive $335 $271
State Farm $452 $335
Texas Farm Bureau $751 $606
USAA $597 $506
* Rough estimate for a new vs 12 years old used Ford Fusion, SE. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2009 Ford Fusion car insurance quotes and find out who has the cheapest rates in 2019!

Finding the most affordable car insurance for your Ford, Fusion is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Ford (made in 2009) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Ford Fusion auto insurance quotes in 2019 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2009 Ford Fusion in 2019? As you can see below, the lowest rates are around $904.4, while the highest ones fluctuate around $1899.24 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $963
American Family  $950
Erie $945
Progressive $1,121
State Farm $1,230
Auto Owners  $1,085
State Auto  $1,257
Nationwide $1,244
Farmers $1,121
Allstate $1,537
Safe Auto  $1,673
MetLife $1,764
Victoria $1,854
Allied $1,316
Liberty Mutual $1,583
Encompass $1,922
* Just a rough estimate for 2009 Ford Fusion, SE

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Fusion, make Ford) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2019, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2018, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Ford, Fusion will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2009 Fusion car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2009 Ford Fusion auto insurance rates by state!

How much is 2009 Ford Fusion car insurance by location - rough estimate for model:  SE, 2261 cc, Sedan
How to calculate premium for Ford Fusion (2009) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2009 Fusion (SE) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $678 $950
2 Ohio $687 $968
3 Idaho $705 $995
4 Virginia $733 $1,040
5 Iowa $760 $1,076
6 New Hampshire $796 $1,094
7 Wisconsin $805 $1,121
8 North Dakota $823 $1,185
9 Indiana $841 $1,248
10 North Carolina $859 $1,293
11 Pennsylvania $868 $1,366
12 Utah $886 $1,384
13 Maine $895 $1,411
14 Massachusetts $913 $1,438
15 Alaska $922 $1,456
16 Tennessee $932 $1,492
17 South Dakota $941 $1,574
18 Nebraska $950 $1,619
19 Minnesota $959 $1,646
20 Illinois $959 $1,673
21 Hawaii $968 $1,709
22 Alabama $977 $1,736
23 Oregon $986 $1,764
24 Missouri $995 $1,827
25 Washington $1,040 $1,890
26 South Carolina $1,049 $1,935
27 Kansas $1,076 $1,972
28 New Mexico $1,094 $2,017
29 Arizona $1,121 $2,035
30 New York $1,140 $2,044
31 National average $1,176 $2,071
32 New Jersey $1,194 $2,134
33 West Virginia $1,230 $2,152
34 Mississippi $1,257 $2,180
35 Maryland $1,284 $2,207
36 Montana $1,320 $2,252
37 Nevada $1,348 $2,270
38 Arkansas $1,366 $2,306
39 Kentucky $1,375 $2,342
40 Oklahoma $1,420 $2,370
41 Wyoming $1,447 $2,388
42 Colorado $1,483 $2,433
43 Texas $1,510 $2,451
44 Delaware $1,547 $2,487
45 Georgia $1,583 $2,496
46 California $1,619 $2,523
47 DC $1,646 $2,541
48 Connecticut $1,682 $2,568
49 Rhode Island $1,700 $2,578
50 Florida $1,727 $2,632
51 Louisiana $1,764 $2,668
52 Michigan $1,800 $2,713
* Compare 2009 Ford Fusion car insurance rates by location and find out who has the best insurance quotes in your area in 2019! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2009 Ford Fusion (Manual transmission, 4250 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Ford Fusion annual insurance cost for a 16 year old is approximately $2080.12, while the cost of the same coverage for seniors aged 70 - 74 is $958.664. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Ford, Fusion have 2261 cc, 162 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $2,261
20 - 24 $2,026
25 - 29 $1,718
30 - 34 $1,583
35 – 39 $1,402
40 – 44 $1,266
45 – 49 $1,167
50 – 54 $1,121
55 – 59 $1,085
60 – 64 $1,058
65 – 69 $995
70 – 74 $959
75 and more $1,013
* Rough estimate for teens, adults and seniors who are driving Ford Fusion (2009)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $769 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Ford, Fusion good for senior drivers? If you have questions or issues relevant to Ford Fusion or another vehicle, please ask in the discussion.
You know you need to insure your 2009 Front Ford, Fusion, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Ford Fusion: Exterior Specs, Features & Options

The engine of Ford, Fusion (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Fusion Sedan, 2261 CC (liter), 162 ps (98.6% of a brake horsepower) is matched to an SE for 2009. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Ford, Fusion has horsepower of 162 ps & 2261 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model SE has an engine torque of 213 nm & 4250 rpm. The power and maximum speed of the Ford Fusion vehicle (sorry, we do not know how fast will Ford, Fusion accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Ford, Fusion Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (966 kg is the weight of this model), its engine torque and the engine rotation speed.
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Ford, Fusion: specifications

Model body: Sedan
Model doors: 4
Model drive: Front
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 2261
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 4
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): 162
Model engine max power (rpm): 6250
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): 213
Model engine max torque (rpm): 4250
Model engine type: in-line
Model engine (valves per cyl): 4
Model fuel cap: 66
Model height: 1460
Model length: 4840
Model Lkm (city): 11.8
Model Lkm (hwy): 8.1
Model Lkm (mixed): 10.2
Model make: Ford
Model name: Fusion
Model seats: 5
Model to 100 (Kph): How fast your 2009 Ford Fusion accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of Fusion Ford 2009, but the engine power is around 2261 cc.
Model Transmission type: Manual
Model trim: SE
Model weight: 966
Model wheelbase: 2730
Model width: 1840
Model year: 2009
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How does the interior of the new Fusion look like? Read our review of the 2009 Ford Fusion interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Fusion SE.

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