1978 Datsun 280Z - car insurance quotes

How much does it cost to insure a  Datsun 280Z 2+2 Automatic Classic, 2.753 cc in 2023?

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The average insurance rate is at $1,487 per year for  adults, $2,467 for  teens and $1,233 for  senior drivers.

How much does 1978 Datsun 280Z car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Datsun 280Z (2+2 Automatic) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Datsun 280Z is above $103 a month ($1.239 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Datsun you drive (https://www.datsun.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Datsun model with 152 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Datsun 280Z if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1978 Datsun 280Z is $103 a month, which is around $1.239 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 46-year-old classic car?

If you are an owner of 46-years-old Datsun 280Z classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Datsun 280Z made in 1978. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1978 280Z. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

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Datsun 280Z, 2+2 Automatic has engine power of 2753 cc, which means it is a medium-powered classic car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your historic or collector's vehicle, be sure you buy one that isn't a high performer. There are some factors to consider when insuring a classic car. Cost of sourcing parts for your model of 1978 Datsun 280Z as well as the cost of repairs. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1978 Datsun 280Z car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Datsun, 280Z is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Datsun (made in 1978) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Datsun 280Z auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1978 Datsun 280Z in 2023? As you can see below, the lowest rates are around $1101.2, while the highest ones fluctuate around $2312.52 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,173
American Family	$1,145
Erie	$1,144
Progressive	$1,348
State Farm	$1,484
Auto Owners	$1,319
State Auto	$1,564
Nationwide	$1,521
Farmers	$1,327
Allstate	$1,882
Safe Auto	$1,992
MetLife	$2,125
Victoria	$2,255
Allied	$1,591
Liberty Mutual	$1,897
Encompass	$2,362
* Just a rough estimate for 1978 Datsun 280Z, 2+2 Automatic

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 280Z, make Datsun) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Datsun, 280Z will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1978 280Z car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1978 Datsun 280Z auto insurance rates by state!

How to calculate premium for Datsun 280Z (1978) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1978 280Z (2+2 Automatic) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$826	$1,156
2	Ohio	$837	$1,178
3	Idaho	$859	$1,211
4	Virginia	$892	$1,266
5	Iowa	$925	$1,310
6	New Hampshire	$969	$1,332
7	Wisconsin	$980	$1,365
8	North Dakota	$1,002	$1,443
9	Indiana	$1,024	$1,520
10	North Carolina	$1,046	$1,575
11	Pennsylvania	$1,057	$1,663
12	Utah	$1,079	$1,685
13	Maine	$1,090	$1,718
14	Massachusetts	$1,112	$1,751
15	Alaska	$1,123	$1,773
16	Tennessee	$1,134	$1,817
17	South Dakota	$1,145	$1,916
18	Nebraska	$1,156	$1,971
19	Minnesota	$1,167	$2,004
20	Illinois	$1,167	$2,037
21	Hawaii	$1,178	$2,081
22	Alabama	$1,189	$2,114
23	Oregon	$1,200	$2,147
24	Missouri	$1,211	$2,224
25	Washington	$1,266	$2,302
26	South Carolina	$1,277	$2,357
27	Kansas	$1,310	$2,401
28	New Mexico	$1,332	$2,456
29	Arizona	$1,365	$2,478
30	New York	$1,388	$2,489
31	National average	$1,432	$2,522
32	New Jersey	$1,454	$2,599
33	West Virginia	$1,498	$2,621
34	Mississippi	$1,531	$2,654
35	Maryland	$1,564	$2,687
36	Montana	$1,608	$2,742
37	Nevada	$1,641	$2,764
38	Arkansas	$1,663	$2,808
39	Kentucky	$1,674	$2,852
40	Oklahoma	$1,729	$2,885
41	Wyoming	$1,762	$2,907
42	Colorado	$1,806	$2,962
43	Texas	$1,839	$2,984
44	Delaware	$1,883	$3,028
45	Georgia	$1,927	$3,039
46	California	$1,971	$3,072
47	DC	$2,004	$3,094
48	Connecticut	$2,048	$3,127
49	Rhode Island	$2,070	$3,138
50	Florida	$2,103	$3,204
51	Louisiana	$2,147	$3,249
52	Michigan	$2,191	$3,304
* Compare 1978 Datsun 280Z car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1978 Datsun 280Z (Automatic transmission, 4400 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Datsun 280Z annual insurance cost for a 16 year old is approximately $2532.76, while the cost of the same coverage for seniors aged 70 - 74 is $1167.272. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Datsun, 280Z have 2753 cc, 152 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,423
20 - 24	$2,357
25 - 29	$1,982
30 - 34	$1,707
35 – 39	$1,377
40 – 44	$1,432
45 – 49	$1,310
50 – 54	$1,145
55 – 59	$1,410
60 – 64	$1,178
65 – 69	$1,233
70 – 74	$1,112
75 and more	$1,145
* Rough estimate for teens, adults and seniors who are driving Datsun 280Z (1978)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $936 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Datsun, 280Z good for senior drivers? If you have questions or issues relevant to Datsun 280Z or another vehicle, please ask in the discussion.

You know you need to insure your 1978 Rear Datsun, 280Z, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Datsun 280Z: Exterior Specs, Features & Options

The engine of Datsun, 280Z (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear. 280Z Hatchback, 2753 CC (liter), 152 ps (98.6% of a brake horsepower) is matched to an 2+2 Automatic for 1978. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Datsun, 280Z has horsepower of 152 ps & 2753 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 2+2 Automatic has an engine torque of 221 nm & 4400 rpm. The power and maximum speed of the Datsun 280Z vehicle (sorry, we do not know how fast will Datsun, 280Z accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Datsun, 280Z Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1304 kg is the weight of this model), its engine torque and the engine rotation speed.