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2012 Bmw 328 - car insurance quotes

How much does it cost to insure a  Bmw 328 i Sedan 2.979 cc in 2023?


Lowest 328 Rates $953.28
Average 328 Rates $1549.08
Highest 328 Rates $2144.88
Please note that these 2012 Bmw quotations are based on current studies and are indicative only!
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How much does 2012 Bmw 328 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Bmw 328 (i Sedan) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Bmw 328 is above $112 a month ($1.341 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Bmw you drive (https://www.bmw.com/en/home.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Bmw model with 233 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Bmw 328 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 2012 Bmw 328 is $112 a month, which is around $1.341 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2012 Bmw 328 is a 12 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of 328 (2012) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern 328 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.
Bmw 328, i Sedan has engine power of 2979 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.
Insurance Company New Vehicles * Used Vehicles *
Allied $989 $953
GEICO $727 $667
Nationwide $1,061 $834
Progressive $441 $357
State Farm $596 $441
Texas Farm Bureau $989 $798
USAA $786 $667
* Rough estimate for a new vs 12 years old used Bmw 328, i Sedan. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2012 Bmw 328 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Bmw, 328 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Bmw (made in 2012) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Bmw 328 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 2012 Bmw 328 in 2023? As you can see below, the lowest rates are around $1191.6, while the highest ones fluctuate around $2502.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $1,269
American Family  $1,239
Erie $1,238
Progressive $1,459
State Farm $1,606
Auto Owners  $1,428
State Auto  $1,692
Nationwide $1,646
Farmers $1,436
Allstate $2,036
Safe Auto  $2,156
MetLife $2,300
Victoria $2,440
Allied $1,722
Liberty Mutual $2,053
Encompass $2,556
* Just a rough estimate for 2012 Bmw 328, i Sedan

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 328, make Bmw) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Bmw, 328 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 2012 328 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2012 Bmw 328 auto insurance rates by state!

How much is 2012 Bmw 328 car insurance by location - rough estimate for model:  i Sedan, 2979 cc, Sedan
How to calculate premium for Bmw 328 (2012) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2012 328 (i Sedan) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $894 $1,251
2 Ohio $906 $1,275
3 Idaho $929 $1,311
4 Virginia $965 $1,370
5 Iowa $1,001 $1,418
6 New Hampshire $1,049 $1,442
7 Wisconsin $1,061 $1,478
8 North Dakota $1,084 $1,561
9 Indiana $1,108 $1,644
10 North Carolina $1,132 $1,704
11 Pennsylvania $1,144 $1,799
12 Utah $1,168 $1,823
13 Maine $1,180 $1,859
14 Massachusetts $1,204 $1,895
15 Alaska $1,215 $1,918
16 Tennessee $1,227 $1,966
17 South Dakota $1,239 $2,073
18 Nebraska $1,251 $2,133
19 Minnesota $1,263 $2,169
20 Illinois $1,263 $2,204
21 Hawaii $1,275 $2,252
22 Alabama $1,287 $2,288
23 Oregon $1,299 $2,324
24 Missouri $1,311 $2,407
25 Washington $1,370 $2,490
26 South Carolina $1,382 $2,550
27 Kansas $1,418 $2,598
28 New Mexico $1,442 $2,657
29 Arizona $1,478 $2,681
30 New York $1,501 $2,693
31 National average $1,549 $2,729
32 New Jersey $1,573 $2,812
33 West Virginia $1,621 $2,836
34 Mississippi $1,656 $2,872
35 Maryland $1,692 $2,908
36 Montana $1,740 $2,967
37 Nevada $1,775 $2,991
38 Arkansas $1,799 $3,039
39 Kentucky $1,811 $3,086
40 Oklahoma $1,871 $3,122
41 Wyoming $1,907 $3,146
42 Colorado $1,954 $3,205
43 Texas $1,990 $3,229
44 Delaware $2,038 $3,277
45 Georgia $2,085 $3,289
46 California $2,133 $3,325
47 DC $2,169 $3,348
48 Connecticut $2,216 $3,384
49 Rhode Island $2,240 $3,396
50 Florida $2,276 $3,468
51 Louisiana $2,324 $3,515
52 Michigan $2,371 $3,575
* Compare 2012 Bmw 328 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 2012 Bmw 328 (6-speed manual transmission, 2750 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Bmw 328 annual insurance cost for a 16 year old is approximately $2740.68, while the cost of the same coverage for seniors aged 70 - 74 is $1263.096. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Bmw, 328 have 2979 cc, 233 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $2,622
20 - 24 $2,550
25 - 29 $2,145
30 - 34 $1,847
35 – 39 $1,490
40 – 44 $1,549
45 – 49 $1,418
50 – 54 $1,239
55 – 59 $1,525
60 – 64 $1,275
65 – 69 $1,335
70 – 74 $1,204
75 and more $1,239
* Rough estimate for teens, adults and seniors who are driving Bmw 328 (2012)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,013 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Bmw, 328 good for senior drivers? If you have questions or issues relevant to Bmw 328 or another vehicle, please ask in the discussion.
You know you need to insure your 2012 Rear Bmw, 328, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Bmw 328: Exterior Specs, Features & Options

The engine of Bmw, 328 (6 cyl) is mated to a 6-speed manual transmission, that in this case, sends power to the Rear. 328 Sedan, 2979 CC (liter), 233 ps (98.6% of a brake horsepower) is matched to an i Sedan for 2012. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Bmw, 328 has horsepower of 233 ps & 2979 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model i Sedan has an engine torque of 271 nm & 2750 rpm. The power and maximum speed of the Bmw 328 vehicle (sorry, we do not know how fast will Bmw, 328 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Bmw, 328 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1735 kg is the weight of this model), its engine torque and the engine rotation speed.
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328, Bmw: specifications

Model body: Sedan
Model doors: 4
Model drive: Rear
Model engine bore: 89.6
Model engine (cc): 2979
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 6
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): 233
Model engine max power (rpm): 6500
Model engine stroke (mm): 84
Model engine torque (nm): 271
Model engine max torque (rpm): 2750
Model engine type: in-line
Model engine (valves per cyl): 4
Model fuel cap: 57
Model height: 1429
Model length: 4624
Model Lkm (city): 13.8
Model Lkm (hwy): 9
Model Lkm (mixed): How does the fuel economy of the 2012 328 looks like?
Model make: Bmw
Model name: 328
Model seats: 5
Model to 100 (Kph): How fast your 2012 Bmw 328 accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of 328 Bmw 2012, but the engine power is around 2979 cc.
Model Transmission type: 6-speed manual
Model trim: i Sedan
Model weight: 1735
Model wheelbase: 2810
Model width: 1811
Model year: 2012
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How does the interior of the new 328 look like? Read our review of the 2012 Bmw 328 interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used 328 i Sedan.

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