1990 Beijing BJ 212 - car insurance quotes

How much does it cost to insure a  Beijing BJ 212 2.066 cc in 2023?

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The average insurance rate is at $1,116 per year for  adults, $1,851 for  teens and $926 for  senior drivers.

How much does 1990 Beijing BJ 212 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Beijing BJ 212 (this trim level of the 1990 BJ 212) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Beijing BJ 212 is above $77 a month ($930 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Beijing you drive (https://en.wikipedia.org/wiki/BAIC_Group)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Beijing model with 88 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Beijing BJ 212 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1990 Beijing BJ 212 is $77 a month, which is around $930 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 34-year-old auto?

How does age of your car affect car insurance costs? 1990 Beijing BJ 212 is older than 34 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of BJ 212 (1990) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern BJ 212 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 34-year Beijing BJ 212 may reduce your coverage to the prices around $702 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1990 Beijing BJ 212 because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Beijing BJ 212, has engine power of 2066 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$686	$661
GEICO	$504	$463
Nationwide	$735	$578
Progressive	$306	$248
State Farm	$413	$306
Texas Farm Bureau	$686	$554
USAA	$545	$463
* Rough estimate for a new vs 34 years old used Beijing BJ 212, this trim level of the 1990 BJ 212. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1990 Beijing BJ 212 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Beijing, BJ 212 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Beijing (made in 1990) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Beijing BJ 212 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1990 Beijing BJ 212 in 2023? As you can see below, the lowest rates are around $826.4, while the highest ones fluctuate around $1735.44 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$880
American Family	$859
Erie	$859
Progressive	$1,012
State Farm	$1,114
Auto Owners	$990
State Auto	$1,173
Nationwide	$1,141
Farmers	$996
Allstate	$1,412
Safe Auto	$1,495
MetLife	$1,595
Victoria	$1,692
Allied	$1,194
Liberty Mutual	$1,424
Encompass	$1,773
* Just a rough estimate for 1990 Beijing BJ 212, this trim level of the 1990 BJ 212

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model BJ 212, make Beijing) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Beijing, BJ 212 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1990 BJ 212 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1990 Beijing BJ 212 auto insurance rates by state!

How to calculate premium for Beijing BJ 212 (1990) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1990 BJ 212 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$620	$868
2	Ohio	$628	$884
3	Idaho	$645	$909
4	Virginia	$669	$950
5	Iowa	$694	$983
6	New Hampshire	$727	$1,000
7	Wisconsin	$735	$1,025
8	North Dakota	$752	$1,083
9	Indiana	$769	$1,140
10	North Carolina	$785	$1,182
11	Pennsylvania	$793	$1,248
12	Utah	$810	$1,264
13	Maine	$818	$1,289
14	Massachusetts	$835	$1,314
15	Alaska	$843	$1,331
16	Tennessee	$851	$1,364
17	South Dakota	$859	$1,438
18	Nebraska	$868	$1,479
19	Minnesota	$876	$1,504
20	Illinois	$876	$1,529
21	Hawaii	$884	$1,562
22	Alabama	$893	$1,587
23	Oregon	$901	$1,611
24	Missouri	$909	$1,669
25	Washington	$950	$1,727
26	South Carolina	$959	$1,768
27	Kansas	$983	$1,802
28	New Mexico	$1,000	$1,843
29	Arizona	$1,025	$1,859
30	New York	$1,041	$1,868
31	National average	$1,074	$1,892
32	New Jersey	$1,091	$1,950
33	West Virginia	$1,124	$1,967
34	Mississippi	$1,149	$1,992
35	Maryland	$1,173	$2,016
36	Montana	$1,207	$2,058
37	Nevada	$1,231	$2,074
38	Arkansas	$1,248	$2,107
39	Kentucky	$1,256	$2,140
40	Oklahoma	$1,297	$2,165
41	Wyoming	$1,322	$2,182
42	Colorado	$1,355	$2,223
43	Texas	$1,380	$2,240
44	Delaware	$1,413	$2,273
45	Georgia	$1,446	$2,281
46	California	$1,479	$2,306
47	DC	$1,504	$2,322
48	Connecticut	$1,537	$2,347
49	Rhode Island	$1,554	$2,355
50	Florida	$1,578	$2,405
51	Louisiana	$1,611	$2,438
52	Michigan	$1,645	$2,479
* Compare 1990 Beijing BJ 212 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1990 Beijing BJ 212 (Manual transmission, 2000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Beijing BJ 212 annual insurance cost for a 16 year old is approximately $1900.72, while the cost of the same coverage for seniors aged 70 - 74 is $875.984. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Beijing, BJ 212 have 2066 cc, 88 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,818
20 - 24	$1,768
25 - 29	$1,488
30 - 34	$1,281
35 – 39	$1,033
40 – 44	$1,074
45 – 49	$983
50 – 54	$859
55 – 59	$1,058
60 – 64	$884
65 – 69	$926
70 – 74	$835
75 and more	$859
* Rough estimate for teens, adults and seniors who are driving Beijing BJ 212 (1990)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $702 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Beijing, BJ 212 good for senior drivers? If you have questions or issues relevant to Beijing BJ 212 or another vehicle, please ask in the discussion.

You know you need to insure your 1990 4WD Beijing, BJ 212, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Beijing BJ 212: Exterior Specs, Features & Options

The engine of Beijing, BJ 212 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. BJ 212 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 2066 CC (liter), 88 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1990 BJ 212 for 1990. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Beijing, BJ 212 has horsepower of 88 ps & 2066 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1990 BJ 212 has an engine torque of 181 nm & 2000 rpm. The power and maximum speed of the Beijing BJ 212 vehicle (sorry, we do not know how fast will Beijing, BJ 212 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Beijing, BJ 212 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1530 kg is the weight of this model), its engine torque and the engine rotation speed.